Maximize Your HSA and FSA Benefits at Wellspring Meds Before December 31

Don't Lose Your Healthcare Dollars – Use Your HSA & FSA Before December 31

If you have a Health Savings Account (HSA) or Flexible Spending Account (FSA), the clock is ticking. Most FSA funds expire on December 31, and unused money goes back to your employer. That's your money – don't leave it on the table.

At Wellspring Meds, we make it easy to spend your HSA and FSA dollars on pharmacist-approved health products, from pain relief to digestive support, allergy care, and first aid essentials.

What Are HSA and FSA Accounts?

Health Savings Account (HSA)

An HSA is a tax-advantaged savings account designed for individuals with high-deductible health plans (HDHPs). The funds you contribute are tax-deductible, grow tax-free, and can be withdrawn tax-free when used for qualified medical expenses, including medications, preventive care, and AI-assisted health devices. Unlike FSAs, HSA funds roll over year after year, allowing you to build long-term healthcare savings and improve your financial and health security.

Flexible Spending Account (FSA)

An FSA is an employer-sponsored benefit that allows you to set aside pre-tax dollars for eligible healthcare expenses. FSAs provide immediate tax savings and are ideal for short-term healthcare budgeting. Most FSAs operate on a "use-it-or-lose-it" basis, meaning you must spend your funds within the plan year or risk forfeiting them.

FSAs are particularly useful for day-to-day health expenses, over-the-counter medications, and preventive care products, helping you plan ahead while reducing your taxable income.

Key Benefits of Using HSA and FSA Accounts

• Tax Savings: Contributions are made with pre-tax dollars, reducing your taxable income and overall tax burden.
• Lower Healthcare Costs: Save 20-30% on average on qualified medical expenses compared to paying out-of-pocket.
• Budget-Friendly: Set aside funds throughout the year for planned and unexpected healthcare needs.
• Wide Range of Eligible Products: Use HSA/FSA funds for medications, medical supplies, preventive care, wellness products, and wearable devices.
• Easy Access: Most accounts come with debit cards for quick and convenient payments.

Why Use Your HSA/FSA at Wellspring Meds?

What Can You Buy with HSA/FSA Funds?

HSA and FSA accounts cover a broad range of over-the-counter health products, including:

• Pain relievers (acetaminophen, ibuprofen, aspirin)
• Allergy and cold medications
• Digestive health products (antacids, fiber supplements, probiotics)
• Sleep aids and melatonin
• Eye care
• Skin care treatments

Note: Eligibility rules vary by plan. Check with your HSA/FSA administrator if you're unsure.

How to Shop with Your HSA/FSA at Wellspring Meds

Using your HSA or FSA is simple:

Note: If your plan requires reimbursement instead of direct payment, simply pay with a regular card and submit your Wellspring Meds receipt to your administrator.

Act Now – December 31 Deadline Approaching

Don't let your healthcare dollars go to waste. Whether you're stocking up on essentials or trying a new wellness product, Wellspring Meds makes it easy to maximize your HSA and FSA benefits before year-end.

Shop now and make the most of your healthcare savings.

Disclaimer: This article is for informational purposes only and does not constitute medical or financial advice. Consult your healthcare provider or HSA/FSA administrator for specific guidance.